DriverINDEX® is a score that combines incidents, collisions, license violations, RoadRISK® rating, and available telematics insights (if applicable).
eDriving’s Master Violation Table scores each reported event based on severity and duration: 0 to 5 severity points for 0 to 5 years duration.
The following types of collisions and license violations are automatically assessed at the highest level of risk and assigned 5 points for 5 years*:
- Alcohol- or drug-related driving offenses
- License suspension or revocation
- Reckless driving convictions
- Hit-and-run incidents
- At-fault involvement in fatal collisions
- Speeding exceeding 30 mph / 48.2 km/h over the limit
DriverINDEX totals your points and ranks you as Low Risk, Medium Risk, or High Risk.
*Note: These are examples and not a complete list.