There are multiple ways you can achieve an 850 FICO® Safe Driving Score. Generally, it is required that there are no (or very rare) negative events AND that there are no negative events for a sufficient amount of time on each trip. I.e., you will receive more “points” when you can demonstrate your safe driving for longer periods on each trip – for example, a driver with no negative events for a 10 minute trip will receive fewer points than a driver with a trip duration of over 1 hour. When the rolling 7-day average score is computed, longer trips will have more bearing on the final score as well (e.g., a 2 minute trip will count less towards the 7-day score than a 45 minute trip).
Articles in this section
- What is Mentor's "Harsh Cornering" threshold?
- What is Mentor's "Harsh Braking" threshold?
- What is Mentor's "Harsh Acceleration" threshold?
- What is Mentor TSP?
- Who is eDriving?
- What is the FICO® Safe Driving Score?
- How is the FICO® Safe Driving Score calculated?
- Is the FICO® Safe Driving Score predictive of collision involvement?
- Does the FICO® Safe Driving Score affect my FICO® Credit Score?
- Does the FICO® Safe Driving Score account for severity of an event?