Telematics data collected at the end of each day is used to generate variables empirically proven to be predictive of future collisions. These variables (which represent the 5 key categories of driving behavior: Acceleration, Braking, Cornering, Distraction, Speeding) then drive the score’s calculation. These variables primarily focus on the recency and severity of negative events such as the prevalence of harsh braking and evidence of excessive speeding and consider positive events such as the prevalence of smooth stops as well. The range of each characteristic’s values is then broken out into different levels, and each level is assigned a unique score weight (i.e., coefficient). The score weights are then added together to essentially arrive at a final score.
Articles in this section
- What is Mentor's "Harsh Cornering" threshold?
- What is Mentor's "Harsh Braking" threshold?
- What is Mentor's "Harsh Acceleration" threshold?
- What is Mentor TSP?
- Who is eDriving?
- What is the FICO® Safe Driving Score?
- How is the FICO® Safe Driving Score calculated?
- Is the FICO® Safe Driving Score predictive of collision involvement?
- Does the FICO® Safe Driving Score affect my FICO® Credit Score?
- Does the FICO® Safe Driving Score account for severity of an event?