The FICO® Safe Driving Score leverages telematics-based driving data provided by Mentor and evaluates driving behaviors such as acceleration, braking, cornering, speeding and cellphone distraction. Designed to be at the heart of the Mentor smartphone application, the FICO® Safe Driving Score provides a driver’s risk score after each valid trip and over time (Note: All individual trips in a day are stitched into a single “trip/shift” for score calculation). The higher the score, the more likely a driver is to display safe driving behaviors and to avoid collisions in the future.
Driving variables included in the score include:
- Acceleration
- Braking
- Cornering
- Distraction (Cellphone Calls, Texting, Handling)
- Speeding
- Smooth maneuvers (smooth turns, smooth starts, smooth stops)
- Scores correspond with ratings as follows:
| Score | Rating |
|---|---|
| 800-850 | Great |
| 710-799 | Good |
| 560-709 | Average |
| 500-559 | Poor |
| 100-499 | Risky |