Telematics data collected at the end of each trip is used to generate variables empirically proven to be predictive of future collisions. These variables (which represent the 5 key categories of driving behavior: Acceleration, Braking, Cornering, Distraction, Speeding) then drive the score’s calculation. These variables primarily focus on the recency and severity of negative events such as the prevalence of harsh braking and evidence of excessive speeding and consider positive events such as the prevalence of smooth stops as well. The range of each characteristic’s values is then broken out into different levels, and each level is assigned a unique score weight (i.e., coefficient). The score weights are then summed to essentially arrive at an overall score.
Articles in this section
- What is Mentor's "Harsh Cornering" threshold?
- What is Mentor's "Harsh Braking" threshold?
- What is Mentor's "Harsh Acceleration" threshold?
- Why are my Playlist Items erased?
- Does the FICO® Safe Driving Score account for severity of an event?
- Is there a way to share the calculation method for the overall FICO® Safe Driving Score?
- Is each instance weighted the same for the overall FICO® Safe Driving Score?
- How much is each event worth?
- Why am I receiving a 0 second hard braking, acceleration, or cornering event?
- Why am I getting a POOR braking rating when I do not have any negative events?