Telematics data collected at the end of each trip is used to generate variables empirically proven to be predictive of future collisions. These variables (which represent the 5 key categories of driving behavior: Acceleration, Braking, Cornering, Distraction, and Speeding) contribute to the score’s calculation. These variables primarily focus on the recency and severity of negative events, such as the prevalence of harsh braking and evidence of excessive speeding, and consider positive events as well, such as the prevalence of smooth stops. Each characteristic’s value is then placed in different levels, and each level is assigned a unique score weight (coefficient). The coefficients are summed to essentially arrive at an overall score.
Articles in this section
- What is Mentor's "Harsh Cornering" threshold?
- What is Mentor's "Harsh Braking" threshold?
- What is Mentor's "Harsh Acceleration" threshold?
- Why are my Playlist Items erased?
- Does the FICO® Safe Driving Score account for the severity of an event?
- Is there a way to share the calculation method for the FICO® Safe Driving Score?
- Is each instance weighted the same for the overall FICO® Safe Driving Score?
- How much is each event worth?
- Why am I getting a "High Risk" braking rating when I do not have any negative events?
- My FICO® Safe Driving Score dropped and I didn't drive today.