The FICO® Safe Driving Score is based on a rolling 7-day average. It is recalculated every day using the prior 7 days of data. So, if you have several “Great” trips, which are followed by some “Good” trips, at some point, the “Great” trips will start to drop out of the score calculation and be replaced by the “Good” trips. This means the highest point value scores are being replaced by lower point value scores, which will cause your overall FICO® Safe Driving Score (average) to decrease.
Articles in this section
- What is Telematics?
- What is Mentor?
- What is the FICO® Safe Driving Score?
- How is the FICO® Safe Driving Score calculated?
- Are there any behaviors that will result in a pre-determined trip rating?
- What do I need to do to receive a “great” rating on my trip?
- What constitutes “Speeding”? If I inadvertently pick up speed going downhill or accelerate to pass a car, is this considered “Speeding”?
- What does Smooth Maneuvering mean and how is it triggered?
- What are Mentor’s “Harsh Braking” and “Harsh Cornering” thresholds?
- I had a very high FICO® Safe Driving Score and have not incurred any negative events, and yet my score has continued to decline. What’s going on?