Yes.
- Speeding for at least 10% of the trip – No better than “Medium Risk” or ★★★ Trip
- Speeding for at least 15% of the trip – No better than “High Risk” or ★★ Trip
- Speeding for at least 20% of the trip – “Very High Risk” or ★ Trip Rating
- A phone call (placed or answered) or a phone manipulation – No better than “Low Risk” or ★★★★ Trip
- 5+ phone manipulations – No better than “Medium Risk” or ★★★Trip
Both Speeding and Distraction significantly increase the chances of fatalities and serious injuries to yourself and other road users if you are involved in a collision.
Note: These are the highest Trip ratings you can receive in these instances. If other high-risk driving behaviours are displayed during your trip, your trip rating may be lowered further.
A FICO® Safe Driving Score at or above 710 represent Low and Very Low Risk ratings. Drivers at these levels are 30% less likely to be involved in a future collision compared to drivers who maintain Medium, High or Very High Risk scores.