Achieving a "Very Low Risk" or ★★★★★ trip score is the result of safe driving behaviours. A "Very Low Risk" score generally requires an absence of any negative behaviours, such as hard braking, hard cornering, hard acceleration, speeding, or phone distraction.
|
Trip Rating |
Risk Level Band |
FICO® Safe Driving Trip Score |
|
★★★★★ |
Very Low Risk |
Individual Trips do not receive a numeric score. They do contribute to your overall FICO® Safe Driving Score.
|
|
★★★★ |
Low Risk |
|
|
★★★ |
Medium Risk |
|
|
★★ |
High Risk |
|
|
★ |
Very High Risk |
A FICO® Safe Driving Score at or above 710 represent Low and Very Low Risk ratings. Drivers at these levels are 30% less likely to be involved in a future collision compared to drivers who maintain Medium, High or Very High Risk scores.