This rating is a product of a trip that did not have any evidence of positive driving behaviours, such as smooth stops or smooth turns. The absence of smooth events can push that behaviour to a "High Risk" rating. The FICO® Safe Driving Score measures both positive and negative driving behaviours – both are necessary to achieve high scores and ratings.
A FICO® Safe Driving Score at or above 710 represent Low and Very Low Risk ratings. Drivers at these levels are 30% less likely to be involved in a future collision compared to drivers who maintain Medium, High or Very High Risk scores.