This is a score based on each driver’s measured driving behaviours, including Harsh Acceleration, Braking, Cornering, Device Distraction and Speeding.
In addition to measuring risky behaviours, Mentor also gathers data on positive events such as Smooth Acceleration, Smooth Cornering and Smooth Braking. These positive factors increase a driver’s score. This combination of positive and negative behaviours, along with the distance travelled, are data factored into the FICO® Safe Driving Score.
Note: ONLY DRIVER BEHAVIOURS ARE USED IN THE FICO® SAFE DRIVING SCORE CALCULATION – NO CREDIT DATA IS USED IN COMPILING THE SCORE.
A FICO® Safe Driving Score at or above 710 represents Low and Very Low Risk ratings. Drivers at these levels are 30% less likely to be involved in a future collision compared to drivers who maintain Medium, High or Very High Risk scores.